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from our blog

August 29, 2017

The Insurance Industry Quick-Hit Settlement

If you’ve been in a collision and it was someone else’s fault, odds are very good that you will hear from the at-fault driver’s insurance company as soon as possible. It’s a tactic that is happening more and more in Arizona. This is done for a variety of reasons: (1) the insurance company would like […]


Better Health Care Provided to AZ Workers

Recent reports indicate Arizona is one of the best employers concerning employee health benefits to workers. Workers in Arizona pay a smaller share of their overall bill compared to the majority of state workers anywhere else in the country. According to analysts, Arizona regularly conducts surveys to compare their benefits on the national stage.

The average state employee in Arizona pays $44 per month for health insurance premium, far below the state’s contribution of $557 per month. To put it another way, a typical state worker pays only 7% of their monthly premium.

The report – originally conducted by the Catherine T. MacArthur Foundation – additionally indicates that only 10 other states pay a higher premium toward health-insurance than Arizona. The numbers are drawn from trends that occurred throughout 2011 – 2013.

Some circumstances like spouses or children add to Arizona state employee’s personal contribution– 11 percent in most cases. Despite the increase, it’s worth noting this figure is still well shy of the national average of 16 percent.

State workers benefit from their robust coverage in a variety of ways, particularly out of pocket expenses. Residents purchasing health care through a private-sector employer or elsewhere are ultimately paying more.

Some health plans for Arizona state employees cover 94 percent of medical expenses, marginally better compared with the national average of 92 percent. AZ state provisions even top the ‘platinum’ plan through the Affordable Care Act, covering 90 percent of overall medical expenses.

Health care is proving to be quite the boon for state workers, even enticing more people to look internally for work. While the state’s decision to expand Medicaid eligibility per federal health care regulations continues to be fiercely debated, little mind has been spent on altering the current state of Arizona worker benefits.

Original story reported by AZ Central.


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  • Shane Harward Law Offices of Shane L. Harward PLC

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