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from our blog

August 29, 2017

The Insurance Industry Quick-Hit Settlement

If you’ve been in a collision and it was someone else’s fault, odds are very good that you will hear from the at-fault driver’s insurance company as soon as possible. It’s a tactic that is happening more and more in Arizona. This is done for a variety of reasons: (1) the insurance company would like […]


Commercial Insurance Policy Denial Attorney in Phoenix and Scottsdale

In Arizona, running a business is hard enough without wrongful insurance coverage denial or delay

Running a successful commercial enterprise already has enormous obstacles that must be overcome. But, when your insurance company delays or denies claims for unfair or unclear reasons, the obstacles become even more widespread. You have plenty of challenges already but your insurance company is also treating you unfairly. Contact the Law Offices of Shane L. Harward if your Commercial Insurance policy has been denied or unreasonably delayed.

An Arizona attorney with a focus on insurance bad faith law

As they do with many policy types, insurance companies often look for any reason to avoid paying Commercial Insurance Policy benefits. Often, they use complex tactics to delay or deny payment.  Below are just a few ways insurance companies act in bad faith and avoid providing benefits:

  • False accusations of insurance fraud, especially common in cases of fire and burglary
  • Undervaluing the claim
  • Aggressively encouraging settlement for less than full value
  • Using specialists to manipulate values in ways that benefit the insurer but not the insured
  • Insisting on unreasonable documentation
  • Denying a claim based on age or disrepair of a business location though the claim is unrelated to either factor
  • Cancelling a Commercial Insurance policy without just cause

If you are being mistreated by an insurance company, you may need an experienced lawyer to challenge bad faith practices. For more details and examples of insurance bad faith, see the Insurance Bad Faith Overview page.

The Law Offices of Shane L. Harward are on the side of business owners

Some insurance companies seem to have one priority: making money for stock holders. Often, this is your money. You paid your insurance premiums to protect your business from unavoidable and unfortunate events. If the insurance company is not treating you in a forthright and fair way, you may have a case against them based on bad faith. Taking the insurance company to court may be an option, but there are many ways of getting what is yours without a lengthy court appearance. For some of these options—including the possibility of taking the insurance company to court—contact a skilled, accomplished, and dedicated Arizona insurance bad faith attorney.  Contact the Law Offices of Shane L. Harward.

  • Shane Harward Law Offices of Shane L. Harward PLC

    10575 North 114th Street
    Suite 103
    Scottsdale, Arizona 85259

    Telephone 480-874-2918
    Facsimile 480-588-5063

    By Appointment Only:
    4809 East Thistle Landing Drive
    Suite 100
    Phoenix, Arizona 85044

    Telephone 602-384-4638

    Mailing Address:
    Post Office Box 12877
    Scottsdale, Arizona 85267