Arizona Disability Insurance Dispute Attorney

Wherever you are in Arizona, if your disability insurance claim was delayed, denied, handled unfairly or in an unsatisfactory way, the Law Offices of Shane L. Harward are on your side. Our offices are in Phoenix and Scottsdale, but we have helped clients throughout the state of Arizona. No matter where you are, if you are being treated unfairly by an insurance company, we can help you obtain fair compensation and justice.

Experienced in Disability and Injury Insurance Law

Shane L. Harward knows that some insurance companies will do whatever they can to refuse, delay, or underpay on your claim. The Law Offices of Shane L. Harward focuses on insurance policy claim disputes and insurance bad faith law. We can defend you against the intimidation, frustration, and stress that the insurance company may be causing you.

If you have become ill or have been injured, you may not be able to continue in your profession. Fighting with your insurance company is not helping your situation. You thought they respected you as a policyholder. But, rather than respecting you and honoring your policy, they are making a hard situation even more difficult through:

• Offering a “low-ball” amount far below fair value
• Wrongfully accusing you of fraud
• Denying your claim by arguing that you can still work in another occupation
• Delaying an investigation with bureaucracy and stalling tactics
• Unexpectedly denying the claim for mistakes in the policy application or for undisclosed pre-existing health conditions through post-claims underwriting practices
• Demonstrating Insurance Agent Error/Insurance Producer Malpractice

Unfortunately, if you fight the insurance company alone you will probably lose.

Large insurance companies are specialists in denying, delaying, and underpaying. They have armies of bureaucrats, adjusters, and attorneys aggressively finding ways to deny, delay, and underpay claims. Whether automobile insurance claims, life insurance or homeowner insurance claims, some insurance companies do all they can to keep money from their policyholders. In the case of disability and personal injury insurance policy claims, the stakes are particularly high. You need an experienced and aggressive attorney who is familiar with the strategies that insurance companies will use to keep what is rightfully yours.